Stop Calling Me!

Nonstop phone calls from your creditors? Can't get a peace of mind? Are you the target of unlawful debt collection tactics and unfair practices by creditors and debt collectors? If so, you may be entitled to take legal action against the debt collector for money for illegal conduct.

Federal and State Fair Debt Laws provide consumers with strong protections from debt collection harassment. Debt collectors often break these rules because they know that in most cases they can get away with it. Most consumers either do not know about their rights or lack the resources to fight back.

Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) (15 U.S.C. §1692 et seq.) prohibits collectors from engaging in a wide range of abusive and harassing conduct. Resources and Links
 (It is important that you are aware of your rights regarding the FDCPA.)

You Have The Right To Sue

While outside of the scope of the debt negotiation service, the Fair Debt Collection Practices Act grants a consumer the right to sue for violations of the Act. We encourage you to document all debt collection activity and especially activity you feel is in violation of the Fair Debt Collection Practices Act.

If you believe that your rights were violated, contact us and we can refer you to a Fair Debt Collection Practices Act attorney in your state. You could be awarded money for the debt collector's blatant neglect of law.

------------------------------------------------------------------------------------------------------------

Debt Collectors Settle FTC Charges:

• Debt Collection Agency Agrees to Pay $140,000 Civil Penalty to Settle Charges it Violated in Debt Collection Practices Act
• Debt Collector Settles With FTC for Abusive Practices
• CAMCO To Pay $1 Million to Settle Unfair, Deceptive Debt Collection Practices
• NEW YORK DEBT COLLECTION AGENCY AGREES TO PAY $150,000 TO SETTLE FTC CHARGES THAT IT ILLEGALLY HARASSED DEBTORS
• Debt Buyer/Debt Collection Companies and Their Principals Settle FTC Charges
• California-based Debt Collector Agrees to Pay $300,000 Civil Penalty to Settle FTC Charges of Violating Debt Collection and Credit Reporting Laws
• Houston-based Debt Collector Agrees to Pay $240,000 to Settle Charges of Violating Fair Debt Collection Practices Act
• Court Enters Final Order in FTC Action Against Florida Debt Collectors
• Nationwide Debt Collector Will Pay $1.3 Million to Settle FTC Charges
• California Law Firm Agrees To Settle FTC Charges Of Violating Fair Debt Collection Practices Act
• Debt Collectors Agree to Settle With FTC
• National Financial Systems Agrees to Pay $20,000 Civil Penalty to Settle Charges of Violating Fair Debt Collection Practices Act
• North American Capital Corp. Agrees to Pay $250,000 Civil Penalty to Settle Charges of Violating Fair Debt Collection Practices Act

------------------------------------------------------------------------------------------------------------

We encourage you to document all debt collection activity and especially activity you feel is in violation of the Fair Debt Collection Practices Act.

DFC Call Log Sheet PDF

If you cannot view PDF files, you can download Acrobat Reader for free from Adobe Systems, Inc. In order to read PDF files, you must have Acrobat installed.

If you're overwhelmed with credit cards, unsecured debt, medical bills or accounts in collections, and want professional debt help Contact Us.