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Our Top Articles & Information
The benefits of Debt Negotiation
What we Can do for You
Credit Counseling and Debt Management Plans
Top 5 Reasons to Settle Your Debt
Are you Considering Debt Settelment and Negotiation?
When You Should Choose Debt Settlement and Negotiation
Will Debt Settlement Hurt My Credit?
The benefits of Debt Negotiation
What we Can do for You
Credit Counseling and Debt Management Plans
Top 5 Reasons to Settle Your Debt
Are you Considering Debt Settelment and Negotiation?
When You Should Choose Debt Settlement and Negotiation
Will Debt Settlement Hurt My Credit?
How it Works
Debt Free Consulting and Legal Debt Dispute work together as a debt reduction referral service. You, the consumer, are the people
we care about and the people we work for.
We are a true consulting company. Rather than catering to a debt settlement, debt management service or a law firm like our competition. We want cater to your needs. There are many reasons that separate services are better for different clients.
We offer all types of services to get DEBT FREE. We have Attorney's Debt Settlement, Standard Debt Settlement, and Debt Management.
Attorney's Debt Settlement
Safe, Legal, and Proven. We will give you access to our Nationwide network of attorneys. You will have an actual Law Firm represent you and go to battle for you with your debt collectors. Attorney debt negotiation is a professional debt relief service that allows consumers to reduce unsecured debt and monthly payments immediately through proven legal processes. Debt collectors cannot contact you anymore. They must deal directly with your Attorney. The debt reduction program offered has helped tens-of-thousands of debtors to get out of debt safely.
Federal laws are established to protect you from unfair lending and credit reporting practices from the credit card and banking industry. And almost all of them, are guilty of breaking the law. That's what the Attorneys communicate and one of the reasons why your creditors don't want to fight with the attorneys. They'd rather settle for an amount of the debt you owe. If you are worried about 'scam' debt settlement services, our Attorneys are the choice for you. A Law Firm is monitored by their respective state bar in addition to the agencies that govern debt settlement. Our attorneys have a lot more on the line than another debt settlement service.
Standard Debt Settlement
You will have a professional, experienced, trained Debt Settlement Expert work directly with your creditors to immediately REDUCE your credit card debt and monthly payments. Our debt settlement experts work with all major creditors to negotiate your debt. They know the tactics debt collectors use to get money from you and know how to fight them. They know your creditors buy your debt for at a reduced rate. You will not have to deal with your debt collectors anymore! Make the phone call today to be DEBT FREE.
Debt Management
You get a personalized agent that will help negotiate the terms of your credit cards for you. You won't get late payments reported to your credit report. Your agent will REDUCE the INTEREST RATE and MONTHLY PAYMENTS. In many cases your agent can get the interest on your cards to STOP completely for period of time. You'll maintain a positive relationship with your credit card companies. Get a Debt Counselor to take a step in the right direction TODAY.
Call us at 866-900-1637
Join the many thousands of Americans who became debt free with LDD!
Some of the factors that we take into account when helping you decide the best service for your situation are:
Type of DebtWe offer debt services that deal with unsecured credit cards, judgements, charge offs, personal loans, bank loans, and any other unsecured debt you may have. Find out how debt can be settled for significant savings.
Status of Debt
A creditor will attempt to take you to court to seek judgement and garnishment of wages. To prevent a creditor to take money out of your paycheck, it may be necessary to hire an attorney. Debt Free Consulting and Legal Debt Dispute have relationships with networks of attorneys nationwide that specialize in debt settlement.
Because our network of attorneys specialize in debt settlement and handle so many cases, they will take your case for a fraction of the cost of regular attorney.
If a creditor is taking you to court, you need an experienced professional to protect your rights. Call today and secure debt settlement attorney.
The sooner you call Debt Free Consulting, the less damage you will incur to your future and you won't have to deal with your debt anymore.
Amount of Money a Client can Afford to Service Debt
Sometime it isn't necessary to get an attorney involved. We have multiple services of experienced professionals that will reduce your debt for a lower cost than an attorney. The tactics our debt settlement professionals use are proven over time and constantly improving as laws change and the industry grows.
Current Credit Status
We take into consideration your current credit status. We always want to provide the service best suited for your situation. Your overall credit will be improved when you are no longer in debt. We will help to limit any reduction in your credit rating by guiding you to the right program. Call Now for free debt consultation!
Call us at 866-900-1637
Join the many thousands of Americans who became debt free with LDD!
Debt Program Common Questions
Will I qualify for one of the programs?Not everyone is truly in need of one of our programs. The best way to find out if you will qualify for help is to speak to one of our certified counselors. He or she will review your financial situation and, together with you, decide whether or not you are a good candidate for enrollment.
Can I keep using my accounts?
No. You turned to us because you needed assistance in reducing and eliminating your existing debts. If you continue to use your accounts, you will be adding to the amount of debts that you are trying to pay off. In addition, if your creditors are offering you lowered payments and lowered interest rates through one of our counseling programs, they will require that you stop using your accounts while you are enrolled. We recommend that you apply for a debit card. A debit card offers the convenience of a credit card, but funds are drawn directly from your bank account.
Can I choose my due date?
The ability to choose your due date is an integral part of our programs and will help you achieve your goal. Choosing your own payment date allows you to schedule the monthly payment for a time that does not conflict with payment of other living expenses.
Will I still get monthly statements from my creditors?
Yes. You will continue to receive monthly statements from your creditors. These statements are for your records and will reflect your lowered interest rates and payments made through our office.
Can I make electronic payments?
Yes. We can arrange for your payments to be automatically deducted from your bank account. Please ask your counselor for and application for electronic debits.
Can you stop creditor harassment?
Yes. Once you're enrolled in one of our programs, you may receive calls for a short time. The difference is that when these calls come, you can direct the caller to contact your counselor. This will end creditor harassment of you while you are enrolled.
Can I add more accounts after I'm enrolled?
Yes. To add an additional account, contact our customer service department with the account information. You may also send the account information by e-mail.
Can I send extra money some months?
Yes. If you can, it's definitely in your best interest to send extra funds with your payment. Even a small extra amount reduces your principal and will save you money in interest charges in the long term. You can also tell us where you would like the additional funds applied. If no specific instructions are given, we will apply the funds where they will do the most good for you.
Do you offer educational resources?
Yes, we believe that the best defense against financial problems is education. We offer educational information about many money management and budget planning topics. We also offer two different financial courses (Credit when Credit is Due & Money in Motion) to our clients. These courses help to enhance your financial knowledge by providing the fundamentals of money management.
Can I withdraw from the debt program if I want to?
Yes. Participation in any of the debt programs is completely voluntary and you are under no obligation to stay enrolled. Keep in mind that if you withdraw from your program, the benefits that were arranged with your creditors will end upon withdrawal.
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866-900-1637  Join the many thousands of Americans who became debt free with LDD!Don't Wait. Time is running out.Allow us to negotiate your debt while the law is on your side. You have nothing to loose with our Free consultation. We will legally dispute your debt and lower your monthly payments.Get Started NowToll Free 866-900-1637 |
